Coverage basics
Understand the numbers. Choose with confidence.
Clear explanations of the four costs that matter when you compare health coverage.
Your monthly premium
What sets your monthly price, and how a premium tax credit can lower it.
Understand premiums
Your deductible
What you pay before your plan shares certain costs, and what can be covered sooner.
Understand deductibles
Your out-of-pocket limit
The yearly limit on what you pay for covered, in-network care.
Understand the limit
Your tax credit
How advance credits are reconciled with your actual income at tax time.
Understand reconciliation