Coverage tools

See your estimated premium tax credit before you shop.

Estimate the premium tax credit you may qualify for before you compare marketplace plans.

Savings estimator

We check your household against the live CMS Marketplace eligibility service for plan year 2026. Use the income you expect to report on your federal tax return.

Total expected Marketplace household income before deductions.

Ages of people applying

Assumptions: all listed people are applying for Individual Marketplace coverage, are eligible for premium tax credits, do not use tobacco, and use the default female rating value required by this estimate endpoint.

Your estimate will appear here

Start with your ZIP so we can confirm your live county, then add the household details the Marketplace uses.

READY WHEN YOU ARE

Turn this research into coverage

Keep browsing as long as you like. When you are ready, start your enrollment yourself or let Trudy walk through it with you.